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    THE EXPENSE OF Visitors Not Having TRAVEL COVER For New Zealand

    Revision as of 05:07, 28 April 2023 by 104.227.107.91 (talk) (Created page with "While [https://www.instapaper.com/p/12307665 more info] of our articles have focused on the type of insurance we recommend for travellers to and from New Zealand, little is di...")
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    While more info of our articles have focused on the type of insurance we recommend for travellers to and from New Zealand, little is discussed the responsibility on the taxpayer resulting from those visitors who don't have travel insurance. This short article will discuss some of the recent data and information about non-insured people to New Zealand.

    Every year in New Zealand you can find patients admitted to our hospitals who are ineligible for publicly funded healthcare because they're not residents here (and they failed to meet other criteria). The kind of illnesses range between liver disease, angina, kidney disease, kidney stones, and abdominal pain, to name just a few.

    Usually get more info are treated at the expense of the brand new Zealand taxpayer, with the majority of that money, amounting to thousands, being written off as bad debt by the District Health Boards they fall under. An estimated total for New Zealand, over the 10 year period between 2000 and 2010, is $630 million. This debt will reach about $1 billion this decade, if there are no changes to identification, billing and recovery cost systems currently used.

    Statistics show that from the three million plus travellers to New Zealand, 80% are not eligible for free healthcare and those without travel insurance certainly are a major burden on our health system. New Zealand's Minister of Health has publicly acknowledged the problem and contains stated in the media that systems will be tightened up. Measures being discussed include the sharing of information between government agencies, that can help check who is qualified to receive public care. For example, some accidents are included in the Accident Compensation Corporation (ACC), however, not all.

    The cost to travellers not merely includes medical care, but additionally the expense of extending their stay. This can include changes to flights, additional costs of accommodation for them and their travel companions or family, phone bills, food etc. Each one of these costs accumulate and can amount to tens of thousands of dollars.

    The Immigration department recommends that visitors to New Zealand have comprehensive medical insurance for the entire length of their stay. Some visa categories require compulsory medical and travel insurance (such as for example Working Holiday visas), so that it pays to check these criteria carefully before you start travelling.

    New Zealand inbound travel cover providers have an array of options specifically made for different visa categories, and their travel cover policies work best within the framework of the brand new Zealand health system. Furthermore, travellers could be surprised to get that travel insurance isn't costly. Many travel and health insurance brokers can easily and quickly give quotes on insurance charges, for several lengths of stay. These brokers can also explain how the healthcare system works in New Zealand, and give an outline of who is permitted free healthcare and who is not.

    So before the next visit, contact a New Zealand travel cover broker to make sure you get the proper insurance cover.

    Health and Travel Insurance Brokers Ltd are a niche independent insurance professional that focus on travel and expatriate insurance, including cover for visitors, students and work visa holders arriving at New Zealand or Australia; and outward travel insurance including cover for many high risk activities.

    We also cover TRAVEL COVER for all nationalities that are looking to do 'high risk' activities including blue water sailing, off-piste skiing, professional rodeo etc. Contact us today to determine how we may help you www.healthinsurance.co.nz.