Greater Access to Health Insurance in Florida

According to previous Census data, Florida had the next highest percentage of uninsured children in the complete nation, and Florida ranked third in the united kingdom for the number of uninsured children. Several in six children in Florida, or 797,000 children, had no medical health insurance in Florida.

An estimated 8.6 million children had no medical health insurance coverage in the U.S. in 2007, and Congress passed two pieces of legislation which could have cut the number of uninsured children by almost half. President Bush vetoed both bills.

Florida MEDICAL HEALTH INSURANCE For Families

The vast majority of uninsured Florida children originated from families w here at least one parent worked. More than two-thirds of uninsured children (or 71.4 percent) were surviving in Florida households w here at least one relative worked full-time throughout the year.

More than half (or 60.7 percent) of the uninsured children were from low-income households with incomes below twice the poverty level. Over fifty percent (or 58.6 percent) of uninsured Florida children lived in two-parent households.

1 / 2 OF Medicaid Enrollees Are Children

Children make up about half of Medicaid's 42 million enrollees. Bills were introduced in both House and Senate in 2008 to improve the Medicaid matching rate, but they were not included in the economic stimulus package that ultimately passed.

The U.S. has the highest Gross National Product (GNP) per capita on the globe. It also has a lower life expectancy than nearly all another rich countries, and even several poor countries, despite being responsible for half of the world's healthcare bill. The U.S. also has the highest poverty levels of any wealthy country with large health disparities, and poor health outcomes.

Massachusetts Leads THE COUNTRY In Health Care Reform

National healthcare reform was modeled on the groundbreaking 2006 legislation of Massachusetts, which required adults to have coverage of health. In Massachusetts, most people continue to receive insurance through employers without changes. Those that were previously uninsured are now included in subsidized programs such as MassHealth (Medicaid), the Children's MEDICAL HEALTH INSURANCE Program, and the employer-based Insurance Partnership Program.

More people signed up for coverage at work, or bought coverage through the new exchange (the Commonwealth Health Insurance Connector Authority). Those who cannot afford insurance may get yourself a waiver, but few have done so. Ninety-seven percent of adults in Massachusetts are included in insurance now, and that is the highest amount of any state.

The largest upsurge in enrollment was implemented through the Commonwealth Care program, which allows those with a family group income beneath the 300 percent federal poverty level to receive subsidized health coverage.

Massachusetts also limits insurance firms from excluding people who have pre-existing conditions. That reduces worries that insurance companies will drop you once you get sick. The move toward universal coverage managed to get possible to prevent insurance companies from discriminating against people who have pre-existing conditions.

The Outlook For Health Insurance In Florida

Now that legislation has passed at the national level, the critical implementation is merely beginning. The goal is for Florida's residents to be able to invest in insurance that will be there for them should they need it, even though pre-existing conditions are located. Which will make Florida health insurance a far more secure investment. Those who can't afford it will have greater access via subsidies so families and their children can receive long-overdue healthcare in Florida.

By Wiley Long - President, eFLhealthinsurance.com - Florida's leading independent online health insurance agency specializing in individual and family Health Insurance plans in Florida [1]. Get online health insurance quotes for Florida [2], compare Florida health insurance plans, apply online, and Save Money!