NFTfi - Borrow Lend On The Leading NFT Liquidity Protocol - NFTfi

Use your NFTs to get a crypto loan.
Use your NFT as collateral to borrow wETH, DAI, or USDC from lenders. Repay your loan, and you get your NFT back. No auto-liquidations! 0% borrower fees!
Total loan volume (USD)
Total number of loans.
Average loan size.
How it works.
NFTfi is the leading liquidity protocol for NFTs. NFTfi allows NFT holders to borrow cryptocurrency from lenders by using their NFTs as collateral.
Borrowers Lenders Institutions.
List your NFT & start getting loan offers.
First, you need to list your NFT and set the desired terms of the loan. After you list your NFT, other users will give you loan offers.
Receive loan offers & accept the best one.
When you accept a loan offer, your NFT goes into a secure escrow smart contract, and you receive the wETH, DAI, or USDC from the lender directly to your wallet!
Repay the loan & get your NFT back.
If you repay your loan in time, you will automatically receive your NFT back in your wallet!
My experience with NFTfi has been amazing. Once you realize that you can get money from your "illiquid" NFT and still keep it, it's a no-brainer. Being able to fix the terms directly with the other party is the best part.
Ezequiel / @crypto_rgd.
I love the idea of being able to quickly access liquidity against assets in a permission-less peer-to-peer way. Got my biggest W in the space by utilizing NFTfi, crypto wallet may make money forever grateful!
amtwo.
I've been using NFTfi since May 2021, primarily as a lender. As I was big into NFTs, I saw NFTfi as an opportunity to put idle ETH to work without having to learn the complexities of DeFi. I've been able to apply my knowledge of the NFT space to earn extra ETH through lending.
@CryptoScottie.
Earned some nice interest on lending. The most valuable aspect of NFTfi is a really clean UI and trusted site with real individuals interacting to come to an agreement on lending conditions.
DB Cooper.
Why NFTfi?
Our mission is to give NFT owners the financial flexibility they deserve. NFTfi was designed to provide the most secure, interest NFT projects fair, and transparent way to unlock opportunities from your valuable NFTs.
Transparent & open.
The NFTfi dApp runs on Ethereum and is non-custodial, decentralized, and permissionless. All you need is a digital wallet to interact.
Secure & double-audited.
All core and periphery smart contracts have been double-audited by ChainSecurity & Halborn.
No auto-liquidations.
Every loan is facilitated in a peer-to-peer manner under fixed terms. This means no risk of liquidation should floor prices go down.
0% borrower fees.
NFTfi is a peer-to-peer protocol, and all loan terms are fixed between a lender and a borrower. Borrowers pay a 0% fee.
Latest blog posts.
January 26, 2023.
Start using NFTfi bundles for multi-collateral loans!
Reusable NFTfi bundles are the most gas efficient way to take out crypto loans secured by more than one NFT. They allow borrowers to collateralize multiple NFTs at once, and cryptocurrency renegotiate as well as renew multi-collateral loans quickly and gas-efficiently.
December 21, 2022.
Introducing USDC on NFTfi.
NFTfi is introducing USDC (USD Coin) as the third cryptocurrency (next to wETH and DAI) for taking out and giving out loans. When making a loan offer or listing an asset as collateral, users can select USDC under loan terms.
December 01, 2022.
Obligation receipts and how to transfer borrower rights on NFTfi.
An obligation receipt allows its holder to exercise the right to get the NFT asset back once the loan is repaid, and borrowers can now transfer or sell it. This feature is not yet officially supported!
Top collections.
Mutant Ape Yacht Club.
Avg. loan size 42.86 wETH Loan volume 21738 wETH Loan count 1028 Avg. loan dur. 37 days.
Wrapped CryptoPunks.
Avg. loan size 45.58 wETH Loan volume 51774 wETH Loan count 1323 Avg. loan dur. 42 days.
Moonbirds.
Avg. loan size 8 wETH Loan volume 4253 wETH Loan count 209 Avg. loan dur. 27 days.
Azuki.
Avg. loan size 8.6 wETH Loan volume 8114 wETH Loan count 420 Avg. loan dur. 30 days.
CloneX.
Avg. loan size 5.8 wETH Loan volume 8634 wETH Loan count 550 Avg. loan dur. 34 days.
World of Women.
Avg. loan size 1.6 wETH Loan volume 8634 wETH Loan count 722 Avg. loan dur. 33 days.
Doodles.
Avg. loan size 4.85 wETH Loan volume 12633 wETH Loan count 845 Avg. loan dur. 36 days.
Art Blocks Curated.
Avg. loan size 2.58 wETH Loan volume 17016 wETH Loan count 2302 Avg. loan dur. 31 days.
Autoglyphs.
Avg. loan size 113 wETH Loan volume 8236 wETH Loan count 68 Avg. loan dur. 40 days.
BoredApeYachtClub.
Avg. loan size 47.85 wETH Loan volume 52942 wETH Loan count 684 Avg. loan dur. 44 days.
Ways to join our community.
Join our Discord, follow us on Twitter, and subscribe to our newsletter. That's all the alpha you need!
Join our Discord.
Become a part of a fantastic community. You will also find the NFTfi team there, ready to help you.
Follow us on Twitter.
The fastest way to receive updates on NFTfi, crypto wallet may make money NFT finance and the NFT space in general.
Sign up for our newsletter.
Sign up to receive emails from NFTfi with the latest news and product updates.
Got questions?
Peer-to-peer NFT lending is a pretty simple concept, and you can quickly learn the basics by scrolling through our FAQ section.
Why do collectors and artists love NFTfi?
The ability to access liquidity against their NFTs without selling the asset gives unprecedented financial flexibility to NFT holders, especially if they have a large percentage of their portfolio locked up in these illiquid assets.
A few examples of what the liquidity obtained via NFTfi can be used for include:
Serving immediate liquidity needs (e.g. covering margin positions) Taking advantage of short-term investment opportunities (e.g. high-yield liquidity mining or NFT flips) Taking advantage of long-term investment opportunities (e.g. buying real estate; long-term loans is now supported in NFTfi V2) Delaying a planned sale of an NFT for more opportune market conditions Delaying a planned sale of an NFT to defer potential capital gains tax Financing ‘real life’ needs without having to sell valuable assets.
Does NFTfi charge a fee?
There are no fees for borrowers on NFTfi. The NFTfi service fee for Lenders is 5% of the interest earned by Lenders on successful loans. In the case of a loan default, there is no service fee.
Is NFTfi safe to use?
NFTfi is a peer-to-peer platform connecting NFT holders and liquidity providers directly via permissionless smart contract infrastructure. The NFTfi team at no point has access to any asset or is involved in any way in the negotiation of terms between Lenders and Borrowers. Since NFTfi’s first loan in May 2020, we have done over $300m in loan volume spread over more than 30,000 loans, and no borrower has ever had an asset stolen.
The NFTfi V2 smart contract system has been double-audited by two industry-leading firms ( Chainsecurity , Halborn ).
Here are all Halborn security audit reports:
NFTfi - Collection Offer Smart Contract Security Audit Report NFTfi - Ethereum Smart Contract Security Audit Report NFTfi - DirectLoanFixedOffer Redeployment Smart Contract Security Audit Report NFTfi - Bundles Airdrop Smart Contract Security Audit Report.
Is it possible to renegotiate a loan?
Yes, loan renegotiation can be initiated both by the borrower and lender on any active loan that is not yet foreclosed by the lender. To read more about loan renegotiations and how they work, please read this blog post .