Funding Credit Investments Economical Categories

Scientific runs in the concepts of finances in addition to credit, according to be able to the specification in the research object, will be characterized to become many-sided and many-leveled.

The meaning of wholeness from the economical relationships formed in the particular process of development, distribution and using finances, as cash sources is broadly spread. For example, in "the standard theory of finances" you can find two explanations of finances:

1) "... Finances reflect economical relations, formation of the funds regarding money sources, throughout the process associated with distribution and partage of national statements according to the distribution and usage". This description is given relatively to be able to the conditions of Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the formation regarding centralized ad decentralized money sources, inexpensive relations relatively together with the distribution in addition to usage, which function for fulfillment of the state functions and even obligations and in addition provision of the particular conditions with the widened further production". This definition is produced without showing the particular environment of it is action. We reveal partly such justification of finances and think expedient in order to make some requirements.

First, finances overcome the bounds associated with distribution and partage service in the national income, though it is a fundamental foundation of finances. Likewise, Waton and consumption of the devaluation fund which can be the part of financial domain, belongs not necessarily to the supply and redistribution involving the national income (of newly shaped value during some sort of year), but for the particular distribution of previously developed value.

This kind of latest first seems to be a new part of associated with main industrial funds, later it is usually relocated to the cost price of an all sety product (that is to the value too) after its understanding, and it is set the depression fund. Their source is taken into account in advance as a depressive disorders kind in the particular consistence with the all set products cost price.

Second, main goal involving finances is substantially wider then "fulfillment with the state features and obligations and even provision of circumstances for the widened further production". Finances can be found within the state levels as well as on the particular manufactures and branches' level too, in addition to in such situations, when the most portion of the manufactures will be not state.

V. M. Rodionova has a different location about this issue: "real formation of the financial resources begins on the phase of distribution, once the value is recognized and concrete cost-effective forms of typically the realized value are usually separated from the consistence of the profit". V. M. Rodionova makes an emphasis of finances, as distributing relations, if D. S. Moliakov underlines industrial groundwork of finances.

Though both of these people give quite substantiate discussion of finances, as a system of formation, supply and usage of typically the funds of money sources, that arrives associated with the following definition of the finances: "financial cash relations, which usually forms in the process of circulation and redistribution regarding the partial associated with the national prosperity and total sociable product, is related with the subjects of the economy and even formation and utilization of the express cash incomes in addition to savings in the widened further production, in the materials stimulation of the workers for pleasure of the society sociable and other requests".

Throughout the manuals regarding the political overall economy we meet together with these definitions associated with finances:

"Finances of the socialistic state represent economical (cash) relations, by making use of which often, in the way of planned submission of the incomes and savings the particular funds of cash options for the express and socialistic companies are formed regarding guaranteeing the expansion involving the production, growing the material in addition to cultural level involving the people as well as for satisfying other basic society requests".

"The system of development and usage of necessary funds of cash resources intended for guarantying socialistic increased further production symbolize exactly the finances of the socialistic community. And the wholeness of economical relations arisen between state, manufactures and companies, branches, regions and even separate citizen in line with the movement of funds funds make economical relations".

As we have seen, definitions of finances made by financiers and political economists do not differ greatly.