Financing Credit Investments Economical Categories

Scientific works in the hypotheses of finances plus credit, according in order to the specification with the research object, are usually characterized to get many-sided and many-leveled.

The meaning of totality from the economical associations formed in typically the process of formation, distribution and using finances, as funds sources is commonly spread. For illustration, in "the standard theory of finances" you will discover two meanings of finances:

1) "... Finances reflect economical relations, development with the funds regarding money sources, inside the process regarding distribution and redistribution of national receipts in line with the distribution and even usage". This classification is given relatively in order to the conditions of Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the organization associated with centralized ad decentralized money sources, affordable relations relatively along with the distribution in addition to usage, which serve for fulfillment of the state functions in addition to obligations and also provision of the particular conditions of the widened further production". This particular definition is brought without showing the particular environment of the action. We talk about partly such reason of finances and think expedient in order to make some standards.

First, finances conquer the bounds associated with distribution and redistribution service of the national income, though it is a simple foundation of finances. In addition, formation and use of the downgrading fund that is the particular part of monetary domain, belongs not to the circulation and redistribution involving the national earnings (of newly formed value during some sort of year), but to the particular distribution of currently developed value.

This kind of latest first shows up to be a part of associated with main industrial finances, later it is relocated to the cost price of an all sety product (that is always to the value too) and after its conclusion, in fact it is set the particular depression fund. It is source is consumed into account before hand as a depressive disorders kind in typically the consistence of the ready products price range.

Next, main goal involving finances is substantially wider then "fulfillment of the state capabilities and obligations and even provision of problems to the widened more production". Finances are present for the state level and in addition on the manufactures and branches' level too, and in such situations, when the many section of the manufactures are usually not state.

Sixth v. Planning M. Rodionova offers a different location about this subject: "real formation regarding the financial resources starts on the stage of distribution, if the value is realized and concrete cost-effective forms of typically the realized value are separated from the particular consistence from the profit". V. M. Rodionova makes an highlight of finances, because distributing relations, any time D. S. Moliakov underlines industrial base of finances.

Nevertheless both of these people give quite confirm discussion of finances, as a system of formation, circulation and using typically the funds of money options, that arrives associated with the following definition of the finances: "financial cash relations, which usually forms in the particular process of circulation and redistribution associated with the partial associated with the national prosperity and total interpersonal product, is related with the subjects associated with the economy and formation and utilization of the point out cash incomes and even savings in typically the widened further generation, in the stuff stimulation of the workers for satisfaction from the society sociable along with other requests".

Throughout the manuals of the political economy we meet along with the next definitions of finances:

"Finances involving the socialistic express represent economical (cash) relations, with the aid of which often, in the way of planned submission of the earnings and savings the particular funds of cash sources of the point out and socialistic makes are formed with regard to guaranteeing the growth regarding the production, rising the material plus cultural level involving the people and for satisfying other standard society requests".

"The system of development and usage of necessary funds of cash resources for guarantying socialistic increased further production represent exactly the finances of the socialistic community. And the totality of economical associations arisen between express, manufactures and agencies, branches, regions plus separate citizen in line with the movement of funds funds make economic relations".

As we now have seen, definitions regarding finances made simply by financiers and personal economists do not vary greatly.