Warning: You are not logged in. Your IP address will be publicly visible if you make any edits. If you log in or create an account, your edits will be attributed to your username, along with other benefits. Anti-spam check. Do not fill this in!I love the insurance business. [https://public.sitejot.com/truelamb45.html website] offers people peace of mind. It's like gambling backwards: You put out a little money, and if something bad happens, you win and the "house," (the insurance provider) loses. In my own book, insurance is among the greatest industries on the market.<br /><br />As with gambling, the chances are stacked against you. Insurance firms use complex math to help make the actuarial tables that guarantee they "win." The payouts will be less than the premiums.<br /><br />For example, you can find about 400,000 house fires every year in the U.S. Appears like a lot, right? The truth, though, is that with over 100 million residences, the chances are only .4 percent your house will be hit in a fire. If you live to 200, you will find a good chance your home will burn down. Still, you pay $20 per month (or whatever) for fire insurance just to protect from that small possibility. Insurance firms find out like bandits by playing those forms of odds.<br /><br />Continue down the list -- auto, life, car -- and that's how it works.<br /><br />By contrast, the chances that you will turn into a victim of identity theft are far greater. This year, the FTC estimates that you will see over 10 million new victims of identity theft. That means that your chances of becoming an ID theft victim are about 1/30 or three percent -- no more than 10 times higher than the odds that your house will burn down.<br /><br />Does anyone sell identity theft insurance? No. [https://www.instapaper.com/p/iveytrue04 Additional info] understand why? Because the itΓ’ΒΒs likely that against it being profitable to take action. It's like flood insurance in the event that you live close to a river -- very hard or very expensive to acquire. So we've this tremendous threat and nothing to protect us from it, at the very least in the realm of traditional insurance. You can aquire fraud insurance, however, not identity theft insurance.<br /><br />Would you walk down a dark alley in a bad neighborhood unprotected? Needless to say not! Yet this is what we are likely to do in terms of identity theft, at least where traditional insurance can be involved.<br /><br />Fortunately, t [https://atavi.com/share/w05kksz13epqs here] exists a solution to protect yourself from identity theft. Products have been developed to greatly help families monitor their identities. This can be the only defense because if it happens, early detection is your best bet for fast and simple resolution. The best of the products even have fraud insurance built in!<br /><br />The best part? You can protect your family for under ten bucks a month! Summary: Please note that all contributions to Disgaea Wiki may be edited, altered, or removed by other contributors. If you do not want your writing to be edited mercilessly, then do not submit it here. You are also promising us that you wrote this yourself, or copied it from a public domain or similar free resource (see Disgaea Wiki:Copyrights for details). Do not submit copyrighted work without permission! Cancel Editing help (opens in new window)