Fund Credit Investments Economical Categories

Scientific runs in the concepts of finances plus credit, according to the specification from the research object, are usually characterized to be many-sided and many-leveled.

The meaning of totality with the economical relations formed in the process of creation, distribution and use of finances, as money sources is extensively spread. For instance, in "the general theory of finances" there are two meanings of finances:

1) "... Finances echo economical relations, formation of the funds associated with money sources, throughout the process of distribution and partage of national statements according to the distribution in addition to usage". This explanation has relatively in order to the conditions of Capitalism, when cash-commodity relations gain common character;

2) "Finances represent the formation regarding centralized ad decentralized money sources, inexpensive relations relatively using the distribution in addition to usage, which provide for fulfillment of the state functions plus obligations and in addition provision of the particular conditions in the widened further production". This kind of definition is delivered without showing typically the environment of its action. We share partly such reason of finances in addition to think expedient to make some specs.

First, finances overcome the bounds regarding distribution and redistribution service in the nationwide income, though this is a standard first step toward finances. Also, formation and usage of the downgrading fund that is the particular part of financial domain, belongs not to the submission and redistribution associated with the national salary (of newly produced value during a new year), but for typically the distribution of previously developed value.

This particular latest first appears to be a part of associated with main industrial cash, later it is usually moved to the cost price of a ready product (that is always to the value too) and after its realization, and it is set the particular depression fund. It is source is consumed into account before hand as a depressive disorder kind in the consistence with the ready products cost price.

Next, main goal involving finances is significantly wider then "fulfillment of the state capabilities and obligations and even provision of situations to the widened further production". Finances can be found within the state degree as well as on typically the manufactures and branches' level too, and even in such problems, when the just about all area of the manufactures are not state.

V. M. Rodionova has a different position about this subject: "real formation associated with the financial resources begins on the stage of distribution, if the value is realized and concrete economical forms of the particular realized value are usually separated from the consistence from the profit". V. M. Rodionova makes an highlight of finances, since distributing relations, when D. S. Moliakov underlines industrial groundwork of finances.

Financing Though both of all of them give quite verify discussion of finances, as a program of formation, submission and using the particular funds pounds resources, that is released associated with the following definition of the finances: "financial cash relations, which usually forms in typically the process of submission and redistribution of the partial associated with the national riches and total interpersonal product, is related with the subjects of the economy and formation and consumption of the condition cash incomes plus savings in the widened further generation, in the material stimulation of the workers for pleasure in the society social and other requests".

In the manuals of the political overall economy we meet together with the next definitions associated with finances:

"Finances regarding the socialistic state represent economical (cash) relations, with the help of which in turn, in the way of planned supply of the incomes and savings the particular funds of funds causes of the express and socialistic makes are formed intended for guaranteeing the growth associated with the production, rising the material plus cultural level of the people and for satisfying other general society requests".

"The system of creation and usage regarding necessary funds involving cash resources regarding guarantying socialistic increased further production symbolize precisely the finances of the socialistic culture. And the totality of economical associations arisen between point out, manufactures and organizations, branches, regions and separate citizen in line with the movement of money funds make economic relations".

As we now have seen, definitions involving finances made simply by financiers and personal economists usually do not vary greatly.