Finance Credit Investments Economical Categories

Scientific works in the theories of finances in addition to credit, according to the specification with the research object, are usually characterized to become many-sided and many-leveled.

The definition of wholeness in the economical associations formed in typically the process of formation, distribution and use of finances, as money sources is broadly spread. For example, in "the basic theory of finances" you will find two meanings of finances:

1) "... Finances indicate economical relations, creation with the funds involving money sources, throughout the process involving distribution and redistribution of national invoices in line with the distribution in addition to usage". This definition is given relatively to the conditions involving Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the formation involving centralized ad decentralized money sources, affordable relations relatively using the distribution in addition to usage, which provide for fulfillment in the state functions in addition to obligations and in addition provision of the particular conditions with the widened further production". This specific definition is brought without showing the environment of their action. We share partly such explanation of finances and think expedient in order to make some specification.

First, finances overcome the bounds of distribution and répartition service of the national income, though it is a basic first step toward finances. In addition, formation and use of the fall fund which can be typically the part of monetary domain, belongs not necessarily to the supply and redistribution of the national revenue (of newly created value during the year), but for the distribution of previously developed value.

This specific latest first seems to be a new part of value of main industrial money, later it is definitely moved to the cost price of a ready product (that would be to the value too) after its conclusion, and it is set the depression fund. The source is taken into account before hand as a depressive disorders kind in the particular consistence in the prepared products price range.

2nd, main goal regarding finances is substantially wider then "fulfillment of the state capabilities and obligations and even provision of problems for that widened additional production". Finances can be found within the state levels as well as on the manufactures and branches' level too, plus in such conditions, when the many part of the manufactures are usually not state.

Sixth is v. M. Rodionova provides a different placement about this subject: "real formation of the money begins on the stage of distribution, if the value is understood and concrete affordable forms of the realized value happen to be separated from the particular consistence in the profit". V. M. Rodionova makes an highlight of finances, while distributing relations, if D. S. Moliakov underlines industrial base of finances.

Financial cushion Although both of them give quite establish discussion of finances, as a program of formation, distribution and using typically the funds pounds sources, that comes out involving the following meaning of the finances: "financial cash relations, which often forms in the particular process of circulation and redistribution involving the partial value of the national riches and total interpersonal product, is related with the subjects associated with the economy plus formation and consumption of the condition cash incomes in addition to savings in typically the widened further generation, in the stuff stimulation of the workers for satisfaction from the society interpersonal and other requests".

Throughout the manuals of the political economy we meet along with the subsequent definitions associated with finances:

"Finances of the socialistic express represent economical (cash) relations, with the help of which, in the method of planned distribution of the profits and savings typically the funds of cash options for the point out and socialistic companies are formed regarding guaranteeing the expansion involving the production, growing the material and cultural level regarding the people and for satisfying other standard society requests".

"The system of generation and usage of necessary funds involving cash resources regarding guarantying socialistic increased further production stand for precisely the finances involving the socialistic modern society. And the totality of economical relationships arisen between express, manufactures and businesses, branches, regions in addition to separate citizen in line with the movement of money funds make financial relations".

As we now have seen, definitions regarding finances made simply by financiers and personal economists tend not to differ greatly.