Fund Credit Investments Economical Categories

Scientific gets results in the hypotheses of finances and even credit, according to be able to the specification of the research object, happen to be characterized to be many-sided and many-leveled.

The definition of totality from the economical relations formed in typically the process of development, distribution and usage of finances, as money sources is extensively spread. For example, in "the common theory of finances" you will find two explanations of finances:

1) "... Savings for the future Finances reflect economical relations, development with the funds associated with money sources, in the process involving distribution and partage of national statements based on the distribution and even usage". This explanation is given relatively in order to the conditions regarding Capitalism, when cash-commodity relations gain widespread character;

2) "Finances represent the formation regarding centralized ad decentralized money sources, economical relations relatively together with the distribution plus usage, which function for fulfillment from the state functions in addition to obligations and likewise provision of the particular conditions from the increased further production". This definition is introduced without showing typically the environment of its action. We discuss partly such description of finances and think expedient to be able to make some standards.

First, finances conquer the bounds regarding distribution and partage service from the countrywide income, though that is a standard first step toward finances. In addition, formation and usage of the depreciation fund which can be the particular part of financial domain, belongs not to the submission and redistribution regarding the national revenue (of newly formed value during a new year), but for the particular distribution of previously developed value.

This latest first looks to be the part of value of main industrial money, later it is relocated to the cost price of an all sety product (that is usually to the value too) and after its recognition, plus its set typically the depression fund. It is source is taken into account beforehand as a major depression kind in the particular consistence of the all set products price range.

Second, main goal involving finances is significantly wider then "fulfillment of the state capabilities and obligations and even provision of conditions to the widened further production". Finances exist around the state degree as well as on the manufactures and branches' level too, and in such conditions, when the most section of the manufactures are not state.

V. M. Rodionova has a different position about this theme: "real formation associated with the financial resources begins on the stage of distribution, once the value is understood and concrete affordable forms of the particular realized value happen to be separated from the particular consistence in the profit". V. M. Rodionova makes an feature of finances, since distributing relations, any time D. S. Moliakov underlines industrial base of finances.

Although both of them give quite verify discussion of finances, as a system of formation, supply and use of the funds pounds options, that arrives of the following meaning of the finances: "financial cash relations, which often forms in the process of circulation and redistribution associated with the partial value of the national wealth and total cultural product, is related with the subjects associated with the economy plus formation and utilization of the point out cash incomes plus savings in the particular widened further manufacturing, in the material stimulation of the particular workers for pleasure with the society sociable as well as other requests".

Throughout the manuals regarding the political overall economy we meet together with these definitions involving finances:

"Finances involving the socialistic state represent economical (cash) relations, by making use of which in turn, in the way of planned submission of the profits and savings typically the funds of funds causes of the state and socialistic makes are formed regarding guaranteeing the growth involving the production, increasing the material in addition to cultural level regarding the people and then for satisfying other basic society requests".

"The system of creation and usage regarding necessary funds regarding cash resources for guarantying socialistic widened further production represent exactly the finances associated with the socialistic culture. And the wholeness of economical relations arisen between express, manufactures and organizations, branches, regions in addition to separate citizen in line with the movement of cash funds make monetary relations".

As we now have seen, definitions regarding finances made by financiers and political economists tend not to vary greatly.