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    Medical Alert Systems For Seniors How AARP Members Can Find Free Deals

    Medical alert systems provide a priceless safety net, connecting seniors to a medical emergency response center. They may also include motion sensors that can detect falls and other alarming behavior. Fortunately, there are many ways to save on these devices, including sales and holiday specials. AARP members can also find discounts.

    Area Agencies on Aging

    Medical alert systems are a vital safety measure for seniors and help them stay in their own homes. These devices allow them to get help in case of an emergency, like a fall or a stroke. medical alarm They also provide reassurance to family members who worry about their loved one living alone. However, these systems can be expensive and may be out of reach for many seniors on tight budgets.

    Fortunately, there are ways to save money on medical alert systems. These can include sales and holiday specials, using HSA or FSA accounts to pay for the costs, and contacting local Area Agencies on Aging.

    While Medicare does not cover the cost of medical alarm systems, some companies partner with the program to offer discounts. You should check with your local Area Agency on Aging or Medicare Advantage plan to see if you can qualify for a discount. You may also be eligible for a Medicaid waiver.

    AARP

    A medical alert system can be a lifesaver for seniors who wish to remain independent and avoid moving into a retirement home or assisted living facility. However, these devices can be expensive since they typically have an upfront cost and a monthly monitoring fee. Fortunately, AARP members can get exclusive discounts on personal emergency response systems (PERS) through various providers. These deals can include free shipping and activation, as well as reduced monthly fees.

    AARP has partnered with two PERS providers, Philips Lifeline and Lively, to offer discounts to its members. However, there are many other reputable and budget-friendly devices on the market that can be even more affordable than these two brands.

    Seniors should also check with their insurance provider to see if their plan covers medical alert systems. Most Medicare Advantage plans do not cover these devices, but some do. In addition, some state programs offer waivers for certain individuals. For instance, the Frail Elderly Waiver in Kansas covers medical alert devices for those who need assistance with everyday activities and whose caregivers are not available at all times.

    GEHA

    GEHA provides medical alert systems to its members, including Lifeline and InvisaWear. The former offers at-home and on-the-go systems that include a base station and help button, which can be used to contact a monitoring center. The device also has a range of up to 800 feet and can be paired with a necklace or bracelet. InvisaWear also sells charms that double as emergency buttons.





    While most medical alert systems are not covered by Medicare, some seniors may be able to get them reimbursed through long-term care insurance. Many senior centers and other organizations offer discounts on these devices, which can help reduce costs. Some insurance companies also offer discounts for bundled systems or annual payments.

    Founded in 1937, GEHA serves the needs of government employees with affordable premiums and low copays on its FEHB plans. Its standard plan offers one of the lowest doctor visit copays on a nationwide basis. It also offers $0 telehealth visits and 100% maternity coverage.

    Veterans

    Many medical alert providers understand the cost barriers that seniors face and partner with programs and organizations to offer discounts. These programs can help lower the initial cost of the device or monthly subscription, as well as other fees like shipping, installation and activation. Additionally, comparison shopping is an important part of finding the best deal. Seniors can also look for sales and holiday specials, use health savings or flexible spending accounts to pay for the device and contact local non-profits to see if they have financial assistance programs available for medical devices.

    If a senior has Medicaid, they may be able to receive a medical alert system for free through their home and community-based care or 1915 waiver program. This option is especially helpful for those who are not financially eligible for Medicare Advantage. Some medical alert system providers, including Latitude USA and MedEquip Alert, work with the VA to provide their products for veterans at a reduced rate.